Track
Every expense, every member, every currency — in one feed.
Available on iOS · Android · Web · Telegram
Split anything. Settle smarter.
Track group expenses across 30+ currencies, simplify who owes whom, and clear debts without the spreadsheet.
- iOS
- Android
- Web
- Telegram
Trip · 7 members
Travel to Europe
You owe 33.33 USD
AllPaid by meI owe
- Flight ticketsMar 18 · Paid by hossein2,000.00 USD
- AirbnbMar 18 · Paid by ahmad3,000.00 USD
- GroceriesMay 2 · Paid by you250.00 USD
Built for groups
No more spreadsheets. No more chasing friends.
Split
Equal, percentage, weighted, or fixed. Whatever the night calls for.
Settle
We do the math. One payment instead of four, zeroed out and done.
Multi-currency
30+ currencies. No manual conversion.
Add an expense in any currency. Paycent tracks each one independently and shows your true balance, in your currency, when you settle.
- Add expenses in the currency they happened in
- See per-currency balances at a glance
- Settle in any currency you and your friend agree on
USD
EUR
GBP
CAD
JPY
SEK
AUD
CHF
BRL
TRY
IRR
INR
and 20 more
Smart settlements
Tangled debts? We untangle them.
Instead of three friends paying each other back four times, Paycent computes the minimum number of payments to zero everyone out.
- Debt simplification across the whole group
- Per-member balance breakdown
- Two-tap settle with confirmation
Before
Ahmad owes Mei 433 USD→
Mei owes Ahmad 400 USD→
You owe Mei 33 USD→
After
You owe Mei 33 USD · one payment, all settled
Activity feed
Every change, audited.
Who added what, who changed what, when, and why. The activity feed is your single source of truth — no more 'wait, who paid for that?'
- Chronological log of every group event
- Tap any entry for the full story
- Filter by expenses, payments, or members
Activity
- May 102026You paid ahmad16.67 CAD
- May 102026ahmad added Wine50.00 CAD
- May 92026Mei joined the group
- May 82026You created Travel to Europe
Telegram bot
Add expenses without leaving your chat.
Already chatting about the trip in Telegram? Add the Paycent bot and log expenses right there. It syncs straight to your group on the web and mobile apps.
- Inline expense entry inside any chat
- One-tap link between Telegram chats and Paycent groups
- Same data across bot, app, and web
@PaycentBot
on Telegram
- /expense 50 wine
- Added 'wine' · 50.00 EUR to Trip · Split equally
- /balance
- You owe 16.67 EUR to ahmad · all other balances settled
How it works
Three steps from chaos to settled.
01
Create a group
Trip, household, dinner club — pick a name, invite friends by username, phone, or email.
02
Add expenses
Any currency, any split. Equal, percentage, weighted, or fixed amounts.
03
Settle up
Paycent simplifies the math. Make one payment per friend and everyone's clear.
Wherever you are
Four ways in. Same data.
Stop tracking debts in your head.
Free to start. No card. Works on every device you already own.