Features

Everything you need to share, split, and settle.

Six surfaces, one product. Designed so every kind of group — trip, household, dinner club — feels native.

Groups that fit how you share

Trip, household, dinner club — Paycent groups stretch from two friends to seven roommates with sub-groups inside.

Equal, percentage, weighted, fixed — choose the split that matches reality, not the one your tool happens to support.

Add expenses in the currency they actually happened in. Paycent tracks each one independently and converts only when you ask.

Paycent computes the minimum number of payments to zero everyone out. Three friends with tangled debts settle in one transaction each, not four.

Who added what, who changed what, when, and why. The single source of truth for the group.

Add expenses without leaving the chat where you're already planning the trip.